Advice for new medical interns and residents regarding disability insurance

Here's some advice for all the new medical interns and residents who have recently started working in hospitals: Get disability insurance when you complete your residency.

Most young people don't think about disability insurance. If you're finishing residency or fellowship, you're probably not thinking about the possibility of facing a disability.

Build it into your budget. Set aside the funds to pay for disability insurance when you have the chance. I have met too many young physicians who developed disabilities and they did not have any type of disability insurance.